NorthStar Counseling Group 39 E. Hawley St. Mundelein, IL 60060 (847) 400-02232 Financial Policy Insurance and Claims: If you have health insurance it may provide some coverage for mental health treatment. NorthStar Counseling Group (“NSCSG”) will bill insurance companies on your behalf. By signing this document, you certify that you have active and valid insurance as noted above and authorize insurance payment directly to NCSG. You are authorizing NCSG to exchange private healthcare information with your insurance company to verify insurance benefits, obtain treatment authorizations, process claims and/or engage in a collection process. Insurance coverage is determined at the time the claim is processed by insurance carrier. As such, insurance carrier (s) and/or provider cannot guarantee coverage. You will remain responsible for any balance that your insurance does not cover. Your contract with your health insurance company requires that you authorize NCSG to provide it with information relevant to the services that have been rendered. Typically, insurance companies require a clinical diagnosis toassist in reimbursement, and your insurance company may require additional clinical information such as treatment plans or summaries, or copies of your clinical record. In such situations, we will make every effort to release only the minimum information necessary for the purpose requested. This information will become part of the insurance company files. Though all insurance companies claim to keep such information confidential, we have no control over what they do with it once it is in their hands. In some cases, they may share the information with a national medical information databank.
Payment: NCSG charges a fee of $150 per session. If you will not be using insurance you will be expected to pay for each session at the time it is held, unless you and your therapist have made other arrangements. If insurance will be used, you will be expected to pay your co-insurance, co-pay, or deductible at the time of service, unless you and your therapist have made other arrangements. Returned checks will be charged a $30 fee for insufficient funds. In the event that insurance does not cover billed claims, whether in part or wholly, you will be liable for all incurred charges. NCSG does not bill secondary insurance. By signing this document, you will be the responsible party and will be billed on behalf of the client. If you feel someone else should be the responsible party/financial guarantor, please speak with your provider on how to proceed. Please note that NCSG will not bill multiple parties for services rendered. In the event that full payment for services is not received, NCSG shall be entitled to recover, in addition to the principal balance remaining, interest at the rate of 1.5% per month along with all costs incurred in collection efforts, including but not limited to court costs and reasonable attorneys’ fees.
Cancellations/Missed Appointments: Appointments that are not cancelled 24 hours in advance will be charged a fee of $100. Please note that insurance companies do NOT reimburse for missed appointments and the fee will become the sole responsibility of the client or parent/guardian.